Sehat Sahulat - JazzCash

JazzCash brings for its valued customers, “JazzCash Sehat Sahulat” – An innovative Health Insurance facility that covers all financial needs to ensure complete health coverage. Customers will now be able to purchase insurance plans using their JazzCash Mobile Accounts instantly.

With this hassle free service, customers no longer need to go through time consuming documentation processes, carry health insurance cards or seek permission before treatment.

Product Features

Financial Protection: The product offers a financial safety net to customer against costs of hospitalisation.
Simple Enrolment Process: Paperless enrolment process allows enrolment in a matter of few minutes. No medical examinations are required for enrolment.

Product Details

1 Year Plan

JazzCash in partnership with MicroEnsure Pakistan, brings JazzCash Sehat Sahulat providing complete freedom in managing health related risks. This exciting new product frees the customers from the hassle of finding panel hospitals. Instead, they can get treatment from hospital of their choice.

Features

Financial protection in case of hospitalization
Visit any facility of your choice. No condition on panel hospitals
Generous cash benefit amounts
Simple and easy to understand coverage
Fast and electronic claims processing
Accidental medical reimbursement cover

Charges for 1 year (Rs.)	999
Hospitalization benefit– Daily (Rs.)	1,000
Hospitalization benefit – ICU – Daily (Rs.)	2,000
Accidental Coverage – Annual (Rs.)	30,000

Benefit of up to 30 days, payable for one admission
No limit on the number of admissions in hospital during coverage period
Reimbursement for expenses incurred at hospitals/clinics for treatment of injuries due to any accident

A Simple Signup Process

JazzCash Mobile Account customers can subscribe to JazzCash Sehat Sahulat by simply dialing *786*8*3*1#
Customers who do not have a JazzCash Mobile Account can simply dial *786# from their biometrically verified Jazz SIM to open their Account. Once the Mobile Account is registered, they can subscribe to JazzCash Sehat Sahulat by dialing *786*8*3*1#

Subscribe 1 year Sehat Sahulat from your JazzCash Mobile Account and get 999 minutes, 999 MBs internet and 999 sms absolutely FREE..

For more information, please call 4444.

Terms and Conditions

Duration of the insurance is for 1 year from the date of enrollment and will continue for 1 year.
Age Limit: 18 – 65; waiting period of 15 days upon enrolment will apply
Treatment of pre-existing condition and any disease, illness, medical condition or injury which is a complication of a pre-existing condition, are excluded

Exclusions

Conditions in which a claim is not payable

Pregnancy and related complications
Attempted suicide, self-inflicted injury whether intentional or unintentional
Consumption of narcotics, alcohol and poison
A waiting period of thirty (30) days will apply if after remaining admitted in a hospital for thirty (30) days, a customer is again admitted due to same causes

Important Information

MicroEnsure Pakistan (Pvt.) Limited is providing administrative services for JazzCash Sehat Sahulat. JazzCash Sehat Sahulat is underwritten by EFU Life Assurance Limited, which is registered and supervised by Securities and Exchange Commission of Pakistan. EFU Life Assurance Limited is the insurance company of JazzCash Sehat Sahulat and responsible for paying claims. The address of EFU Life Assurance is:

EFU Life House, Plot No. 112, 8th East Street, Phase I, DHA, Karachi

Mobilink Microfinance Bank and JazzCash are distributors of JazzCash Sehat Sahulat. They are not responsible for paying claims to customers.

6 Months Plan

Features

Financial protection in case of hospitalization
Visit any facility of your choice. No condition on panel hospitals
Generous cash benefit amounts
Simple and easy to understand coverage
Fast and electronic claims processing
Accidental medical reimbursement cover

Charges for 6 months (Rs.)	599
Hospitalization benefit – Daily (Rs.)	1,000
Hospitalization benefit – ICU – Daily (Rs.)	2,000
Accidental Coverage – Annual (Rs.)	30,000

Benefit of up to 30 days, payable for one admission
No limit on the number of admissions in hospital during coverage period
Reimbursement for expenses incurred at hospitals/clinics for treatment of injuries due to any accident

A Simple signup process

JazzCash Mobile Account customers can subscribe to JazzCash Sehat Sahulat by simply dialing *786*8*3*2#
Customers who do not have a JazzCash Mobile Account can simply dial *786# from their biometrically verified Jazz SIM to open their Account. Once the Mobile Account is registered, they can subscribe to JazzCash Sehat Sahulat by dialing *786*8*3*2#

For more information, please call 4444.

Terms and Conditions

Duration of the insurance is for 6 months from the date of enrollment and will continue for six months.
Age Limit: 18 – 65; waiting period of 15 days upon enrolment will apply
Treatment of pre-existing condition and any disease, illness, medical condition or injury which is a complication of a pre-existing condition, are excluded

Important Information

EFU Life House, Plot No. 112, 8th East Street, Phase I, DHA, Karachi

Mobilink Microfinance Bank and JazzCash are distributors of JazzCash Sehat Sahulat. They are not responsible for paying claims to customers.

FAQ's

Which hospitals are covered under JazzCash Sehat Sahulat

Customer can go to any hospital registered as per laws of Pakistan.

In-clinic Treatment

Admission in clinic will not be treated as admission in hospital. However, only in case of accidents, customers can claim reimbursement of actual expenses incurred in a clinic by providing receipts.

Out of pocket expenses

Actual amount of expenses incurred on consultation with doctor, medicines and laboratory tests are reimbursed subject to following conditions:

Only expenses incurred seven days prior to date of admission in hospital or within thirty days after discharge from the hospital, will be reimbursed
Maximum three out of pocket expense claims will be reimbursed
Maximum Rs. 300 will be reimbursed in one claim, even if actual expense amount is higher
1-year Plan Coverage—365 Days
6-month Plan Coverage—180 Days

Claim process

Inform about the hospitalization on Claims helpline no. 051 – 8 466 466.
Notify the claims helpline when the customer is discharged. Our representative will help the customer in making the claim.
Inform within fifteen (15) days of discharge from the hospital

Documents Required for Claim:

Treatment record from hospital
Customer’s CNIC
A certificate issued by the doctor
Claim form with signature
Police and medico legal reports are required in case of hospitalization due to accident, violence, and attempted suicide
In case of accident, receipts of treatment expenses and prescriptions issued by doctor and the hospital

Claims are settled within five (5) business days, after complete documents are received.

Cancellation Process

Customers can cancel their subscription within 14 days of registration by calling 4444.