JazzCash in partnership with MicroEnsure Pakistan, brings Family Tahafuz monthly plan providing complete freedom in managing health related risks. This exciting new feature frees the customers from the hassle of paying year’s premium upfront. Instead, they can now avail the same financial protection by paying easy monthly premiums.
Features:
- Financial protection in case of hospitalization
- Coverage for customer and his family (spouse and children)
- Visit any facility of your choice. No condition on panel hospitals
- Generous cash benefit amounts
- Simple and easy to understand coverage
- Fast and digital claims processing
| Monthly Charges (Rs.) |
165 |
| Daily Hospitalisation benefit – Customer & Spouse (Rs.) |
1,000 |
| Daily Hospitalisation benefit – ICU – Customer & Spouse (Rs.) |
2,000 |
| Daily Hospitalisation benefit – Children (Rs.) |
500 |
| Daily Hospitalisation benefit – ICU – Children (Rs.) |
1,000 |
- Benefit of up to 30 days, payable for one admission
- No limit on the number of admissions in hospital during coverage period
- Maximum limit of 60 days of hospitalisation per insured person in a year
A simple sign-up process
- JazzCash Mobile Account customers can subscribe to JazzCash Family Tahafuz by dialling *786*7*3*1*6# or via JazzCash App
- Alternatively, customers can also request a call back in which a representative from MicroEnsure will call them and help in sign-up process
For more information, please call 4444 or MicroEnsure helpline 051-8466466.
Terms & Conditions
- Duration of the insurance is for 1 month from the date of enrolment
- On each monthly due date or within applicable grace period, the applicable premium will be automatically collected from customer’s JazzCash mobile account and cover will renew for next one month
- A grace period of 10 days will be allowed for collection of each renewal monthly premium. Cover will be effective during grace period and in case of any claim, outstanding premium will be collected from payable claim amount
- Age Limit: 18 – 65 years for customer and his or her spouse. Coverage will terminate on 65th birthday
- Age Limit: 1 – 22 years for children of subscribed customer. Coverage will terminate on 22nd birthday
- To be eligible for coverage, children should be single and economically dependent on parents
- Waiting period of 15 days upon enrolment will apply for hospitalisation due to illness. Coverage for accidents will start immediately
- A waiting period of thirty (30) days will apply between consecutive hospitalisations
Exclusions
Conditions in which a claim is not payable:
- Pregnancy and related complications
- Treatment of pre-existing condition and any disease, illness, medical condition or injury which is a complication of a pre-existing condition
- Attempted suicide, self-inflicted injury whether intentional or unintentional
- Consumption of narcotics, alcohol and poison
- Cosmetic and dental treatment
Value Added Benefits
HealthCare Cash Back
Customers can request cash back for any healthcare expense such as doctor’s consultation fee, medicines, lab tests etc. The limits and amounts of cash back which can be availed are as follows:
| Family Tahafuz |
- Amount per cash back: Rs. 200
- Maximum two (2) cash backs can be requested in a year of coverage i.e. maximum cash back of Rs. 400 in a year
- One (1) cash back can be requested after every six (6) months of full payment of premium
- Waiting period of fifteen (15) days applies after registration
|
To request a healthcare cash back please call 051-8466466. Our representative will guide you. You will be requested to provide doctor’s prescriptions, reports and expense receipts
Important Information
MicroEnsure Pakistan (Pvt.) Limited is providing administrative services for Family Tahafuz. Family Tahafuz is underwritten by Asia Insurance Company Limited, which is registered and supervised by Securities and Exchange Commission of Pakistan. The insurance company of Family Tahafuz is responsible for paying claims. The address of the insurance company is:
19-C & D, Block L, Gulberg III, Lahore, Pakistan
Mobilink Microfinance Bank and JazzCash are distributors of Family Tahafuz. They are not responsible for paying claims to customers.
