Income Protection Plan


Life is precious and beautiful.
However, it is full of uncertainties and unexpected events. Accidents can unfortunately happen anytime, anywhere and shatter a steady and comfortable family life.
The family breadwinner’s loss of life, or even disability, resulting from an unforeseen accident, can have serious financial consequences and suddenly derail all of life’s plans. To mitigate the devastating effects of such rare – but unfortunately possible – life events, JazzCash presents* Income Protection Plan.

Product Features:

  • Financial Income Protection: Monthly Income of PKR 50,000 should the Insured Person die or become permanently disabled due to an accident**. Income Protection Plan helps address a family’s immediate financial challenges in the event of such a tragic life event.
  • Scope of Cover: 24-hour Worldwide
  • Benefit Policy: Payable in addition to any other insurance policy in place
  • Paperless Enrolment Process: Paperless enrolment process allows enrolment in a matter of few minutes. No medical examinations are required for enrolment.

* This policy is underwritten by Chubb Insurance Pakistan Limited.

** This Policy does not cover natural death.

JazzCash in partnership with Chubb Insurance Pakistan Limited, brings JazzCash Income Protection Plan providing financial coverage of PKR 50,000 per month for two (2) years in case of your Accidental Death &/or Accident Permanent Total Disability.

The following grid provides the insurance coverage amounts and premium payments:

Cash Benefit in case of Death or Permanent Disability due to Accident: PKR
Benefit – Monthly Income Stream for 2 years 50,000
Charges for 1 year 1,500


    • Inclusive of Terrorism
    • No Medical Examination required to enrol
    • Pays in addition to any other Policy you might have
    • 24 hour Worldwide cover
    • Paperless enrolment

A Simple Signup Process:

  • JazzCash Mobile Account customers can subscribe to JazzCash Income Protection Plan by simply calling 051 8700315 from Jazz mobile phone or by calling toll free number 0800 54321 or (021) 111 789 789 or email:

Terms and Conditions

  • Duration of the insurance is for 1 year, as per premium payment from the date of enrolment
  • Enrolment Age Limit: 18—70 years
  • A Policyholder shall not be covered under more than one Income Protection Plan offered by Chubb Insurance. In the event that a Policyholder is covered under more than one such Plan, Chubb will consider that person to be insured under the Plan first issued. Chubb will refund any duplicated insurance premium payment which may have been made by or on behalf of the Policyholder.
  • This is not a life policy and the premiums will not accumulate. The policy does not have any maturity and the benefit will only be paid if accidental death or accidental disability occurs during the coverage period.


Major Exclusions are:

  • Pregnancy or Childbirth
  • Suicide
  • War
  • Military Service
  • Mental or Nervous Disorder
  • Drug Addiction and Alcoholism
  • Death or Disability due to pre-existing disease.
  • Natural Death

Important Information

Income Protection Plan is underwritten by Chubb Insurance Pakistan Limited. Jazz Cash and Mobilink Microfinance Bank’ are distributors of Income Protection Plan and Chubb Insurance Pakistan Limited is responsible for handling and paying all the claims. For claims and to request the hardcopy of policy document, please call  Chubb Insurance Pakistan Limited at nationwide toll free number 0800 54321 or UAN 021-111-789-789 or email: Chubb Insurance Pakistan Limited is located at 6th Floor, NIC Building Abbasi Shaheed Road off Shahra-e-Faisal, Karachi.

Does Income Protection Plan provide cover on Natural Death also?

  • Income Protection Plan provides 24 hour worldwide cover for Accidental Loss of Life or Accidental Permanent Disability. Loss of Life events like sniper firing, armed burglary, murder, drowning, falling from stairs are all covered. Natural Death due to disease or illness is not covered.

Claim Process:

  • For claims, please call Chubb Insurance Pakistan Limited at nationwide toll free number 0800 54321 or UAN 021-111-789-789 or WhatsApp 0309 444 0557 or email:
  • Or call our JazzCash helpline number 4444. Our representative will guide through the claim process.

Documents Required for Claim:

  • Claim Form
  • Copy of Policyholder’s CNIC
  • Copy of Beneficiary’s CNIC (if different)
  • Death Certificate from Union Council (in case of Accidental death claim)
  • Evidence of Injury (in case of Permanent Total Disability claim)
  • Copy of Hospital Record and Details of treatment provided (in case of Permanent Total Disability claim)
  • Copy of FIR (in case of police involvement)
  • Copy of Succession Certificate from the Honorable Court which has jurisdiction to entertain the succession application of the Policyholder (in case of Accidental death claim)

Claims are settled within seven (7) business days, after completed documents are received.

Cancellation Process:

  • Customers can cancel their subscription within 14 days of registration by calling 4444.

For detailed policy document click here