JazzCash Beema (Discontinued)

JazzCash Beema is a simple yet unique life insurance policy, designed to provide financial protection to the family and dependents of the Beema policyholder in case of his/her unfortunate demise.

By subscribing Beema, customers can ensure the future financial security of their families and dependents. This service can be subscribed through your JazzCash Mobile Account.


  • Simple and easy to understand coverage
  • Fast electronic claims processing
  • Generous cash benefit
  • Cost effective
  • Annually renewable

JazzCash in partnership with MicroEnsure Pakistan brings “JazzCash Beema” for its valuable customers. This simple and affordable product provides financial relief to the family and dependents of the Beema policyholder in case of his/her unfortunate demise. “JazzCash Beema” provides financial coverage of up to Rs. 200,000 for an annual premium of Rs.300 only.

The following grid provides the insurance coverage amounts and annual premium:

Charges for one year (Rs.) 300
Cash Benefit in case of loss of life (Rs.) 100,000
Additional Cash Benefit in case of loss of life due to accident (Rs.) 100,000

Terms and Conditions

  • Duration of the insurance is for 1 year from the date of enrollment
  • Enrolment Age Limit: 18 – 64 years
  • Exclusions: Suicide, death due to criminal and illegal act, death in first thirty (30) days of enrolment due to a pre-existing disease or accident
  • No additional benefit of accidental death will be paid in case of murder or travel to war inflicted areas

 Important Information

MicroEnsure Pakistan (Pvt.) Limited is providing administrative services for JazzCash Beema. JazzCash Beema is underwritten by EFU Life Assurance Limited, which is registered and supervised by Securities and Exchange Commission of Pakistan.

Mobilink Microfinance Bank and JazzCash are distributors of JazzCash Beema. They are not responsible for paying claims to customers.

EFU Life Assurance Limited is the insurance company of JazzCash Beema and responsible for paying claims. The address of EFU Life Assurance is:
EFU Life House, Plot No. 112, 8th East Street, Phase I, DHA, Karachi – 75400. Telephone: 021 – 111 338 111

Claim process

  • In case of insured customer’s death, claimant should notify help line number 4444 or 051 8466 466. Our representative will guide through the claim process

Documents Required for Claim:

  • Customer’s CNIC and Death Certificate
  • Hospital record if death occurred in a hospital
  • Claimant’s statement and CNIC
  • Police & medico legal reports will be required in case of death due to accident and/or violence

Claims are settled within five (5) business days, after complete documents are received.

Cancellation Process

Customers can cancel their subscription within 14 days of registration, by calling 4444. If a claim has not been notified, full subscription fee will be refunded.