Schedule of Charges

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To help our valuable customers through this time of need JazzCash has waived off the customer fee/charges for the below JazzCash Mobile Account transactions from the 20th of March 2020 till further notice. The below mentioned transactions will be absolutely free from both the USSD and Mobile App channels.

Send Money to JazzCash Mobile Account from a JazzCash Mobile Account
Send Money from JazzCash Mobile Account to Bank Account

Transactions through JazzCash Agent, Mobilink Microfinance Bank Branch or Jazz Point	Products/Services	Total Fee (incl. FED)
	Send Money from CNIC to CNIC	Slab-wise charges mentioned below
	Receive Money from CNIC	Free
	Send Money from CNIC to JazzCash Mobile Account	Free
	Send Money from CNIC to any Bank Account	Slab-wise charges mentioned below
	Mobile Account Registration	Free
	Mobile Account Limit Enhancement	Free
	Cash Deposit into Mobile Account	Free
	Cash Withdrawal from Mobile Account through JazzCash Agent	Slab-wise charges mentioned below
	Utility Bill Payment	Free
	Mobile Top-up	Free
	Railway Ticket Payment	Free
	Ticket Payments	Free
	Cash Deposit into Mobile Account	Free
	Sehat Sahulat 1 year	Rs. 999
	Sehat Sahulat 6 month	Rs. 599
	Sehat Sahulat Monthly	Rs. 83
	Beema	Rs. 300
	Family Tahafuz 1 Year	Rs. 1999
	Family Tahafuz Monthly	Rs. 165
	Family Tahafuz Premium	Rs. 4499
	Family Tahafuz Premium Monthly	Rs. 370
	Corona Insurance	Rs. 999
	Child Protection Plan	Rs. 399
	Income Protection Plan 1 Year	Rs. 1500
	Income Protection Plan Monthly	Rs. 124
Transactions through JazzCash Mobile Account	Mobile Account Registration	Free
	Mobile Account Maintenance Charges	Free
	SMS Alerts For Every Transaction	Free
	Mobile Account MPIN Creation	Free
	Mobile Account MPIN Change	Free
	Access to Mobile Account via USSD/Mobile App/Online	Free
	Balance Enquiry via Mobile App/Online	Free
	Mini Statement via USSD/Mobile App/Online	Free
	Email Statement via USSD/Mobile App/Online	Free
	Send Money to Another JazzCash Mobile Account	Free
	Receive Money from Another JazzCash Mobile Account	Free
	Send Money to Another Operator Mobile Account	Slab-wise charges mentioned below
	Receive Money from Another Operator Mobile Account	Free
	Money Transfer to Any Person’s CNIC	Slab-wise charges mentioned below
	Receive Money from CNIC (CNIC to Mobile Account Transfer)	Free
	Send Money to Any Bank Account	Slab-wise charges mentioned below
	Receive Money from Any Bank Account	Free
	Receive International Remittance	Free
	Mobile Top-Up for any operator	Free
	Utility Bill Payment	3 bills free every month, Rs 20 per bill thereafter
	PayPak Debit Card Issuance – With customer name and delivery	Rs. 899
	JazzCash Mastercard Issuance fee	Rs. 599
	PayPak Debit Card Annual Fee	Rs. 299
	Cash Withdrawal through ATM	Slab-wise charges mentioned below
	Debit Card PIN Creation / Change	Free
	Balance Enquiry via 1-Link/M-NET ATM	Rs 2.5
	Online Payment	Free
	QuickPay QR Payments	Free
	Ticket Payments	Free
	Life Insurance	Rs. 300
	Health Insurance	Rs. 999
	PayPak Debit Card loyalty fees	Rs. 250
	Account inactivity fee (Only applicable if there is no transaction in the account for 12 months)	Rs. 100 Per month
	Balance Inquiry via USSD (*786#)	Rs. 0.25 (including FED) per transaction
	IBFT from Mobile Wallet	Free up to an aggregate sending amount of PKR 25,000 per month; subsequent transactions charged at 0.1% of the amount

Transactions through JazzCash Agent, Mobilink Bank Branch or Jazz Point

Send Money from CNIC to CNIC:

Transaction Slabs	Total Fee (Includes FED)
0 – 1,000	60.00
1,001 – 2,500	120.00
2,501 – 4,000	180.00
4,001 – 6,000	240.00
6,001 – 8,000	300.00
8,001 – 10,000	350.00
10,001 – 13,000	400.00
13,001 – 15,000	450.00
15,001 – 20,000	600.00
20,001 – 25,000	750.00

Cash Withdrawal from Mobile Account through JazzCash Agent:

Transaction Slabs	Total Fee (Includes FED)
1-200	7.00
201-500	12.00
501-1,000	20.00
1,001-2,500	40.00
2,501-4,000	70.00
4,001-6,000	100.00
6,001-8,000	130.00
8,001-10,000	180.00
10,001-13,000	230.00
13,001-16,000	280.00
16,001-20,000	330.00
20,001-25,000	380.00
25,001-30,000	470.00
30,001-40,000	560.00
40,001-50,000	690.00

Send Money from CNIC to Bank Account:

Transaction Slabs	Total Fee (Includes FED & 1-Link Charges)
0 – 1,000	35.00
1,001 – 2,500	50.00
2,501 – 4,000	65.00
4,001 – 6,000	80.00
6,001 – 8,000	90.00
8,001 – 10,000	105.00
10,001 – 13,000	120.00
13,001 – 15,000	130.00
15,001 – 20,000	165.00
20,001 – 25,000	200.00
25,001 – 30,000	250.00
3,0001 – 40,000	325.00
40,001 – 50,000	400.00

Transactions through JazzCash Mobile Account

Send Money from Mobile Account to CNIC:

Transaction Slabs	Total Fee (Includes FED)
0 – 1,000	55
1,001 – 2,500	110
2,501 – 4,000	160
4,001 – 6,000	215
6,001 – 8,000	270
8,001 – 10,000	320
10,001 – 13,000	375
13,001 – 16,000	430
16,001 – 20,000	500
20,001 – 25,000	650

Send Money from Mobile Account to Bank Account:

Please be informed that as per SBP regulations, a Fee on IBFT transactions has been implemented for all customers once they have consumed their sending limit of Rs.25,000 per month
After the consumption of minimum sending limit of Rs.25,000, customers would be charged IBFT Fee on every transaction at a rate of 0.1% of the total transaction amount
Scenario wise details of applicable IBFT fee are given below:

Scenario 1:

1st transaction: When a customer performs a transaction of Rs.10,000 in a month, this transaction would be free as it is less than Rs.25,000
2nd transaction: When a customer performs another transaction of Rs.10,000 in the same month; this transaction would also be free as previously customer has performed a transaction of Rs.10,000.
3rd transaction: When a customer performs another transaction of Rs.10,000 in the same month; this transaction would also be free as previously customer has performed 2 transaction of Rs.10,000 each which add up to Rs.20,000 which is less than Rs.25,000.
4th transaction: When a customer performs another transaction of Rs.10,000 in the same month; now customer would be charged 0.1% IBFT fee on Rs.10,000 which is Rs.10 (Inclusive of FED) as previous 3 transactions add up to Rs.30,000 which is greater than Rs,25,000.

Scenario 2:

If customer performs a first transaction of Rs 30,000 in a month where previously no transaction has been made by customer in the month, so this transaction would be free.
When a customer makes another transaction of Rs.1,000 in the same month then the transaction would be charged with the IBFT fee because previous transaction amount adds up to Rs.30,000 which is greater than Rs,25,000.

Cash Withdrawal from Mobile Account through ATM:

Transaction Slabs	Total Fee (Includes FED & 1-Link Charges)
500-1000	24.69
1,500-2,500	39.69
3,000-4,000	64.69
4,500-6,000	94.69
6,500-8,000	124.69
8,500-10,000	164.69
10,500-13,000	204.69
13,500-16,000	254.69
16,500-20,000	304.69
20,500-25,000	344.69
25,500-30,000	424.69
30,500-40,000	504.69
40,500-50,000	624.69

Discounted Cash withdrawal through ATM:

Exclusive fee will be offered to those customers who have achieved a qualification criteria (Rs 5,000 POS payment from JazzCash debit card) in the last calendar month.

Transaction Slabs	Total Fee (Includes FED & 1-Link Charges)
500-1000	20
1,500-2,500	30
3,000-4,000	50
4,500-6,000	70
6,500-8,000	90
8,500-10,000	140
10,500-13,000	170
13,500-16,000	200
16,500-20,000	240
20,500-25,000	280
25,500-30,000	350
30,500-40,000	400
40,500-50,000	500

Note:

Cash withdrawal charges will be deducted from your Mobile Account. There is no need to pay the charge in cash to the Agent
Cash deposit into Mobile Account is completely free; no charges are payable to Agent
Transaction limits are applicable
All fees/charges are inclusive of FED
ATM Cash Withdrawal through MMBL charges will be applicable from Oct 21, 2020
ATM Cash Withdrawal above PKR 20,000 will be applicable from Oct 21, 2020
ATM Cash Withdrawal charges are not applicable on corporate customers.
2 Free ATM withdrawals will be allowed for freelancers in a month when they receive remittance
Acceptance services and online payment MDR has been separately mentioned in the business account service charges section on www.jazzcash.com.pk