Mobile Account Services
1. General
Product |
Charges |
Account Registration |
No Charges |
Account Maintenance |
No Charges |
SMS Alerts for Every Transaction |
No Charges |
MPIN Creation |
No Charges |
MPIN Change |
No Charges |
Access to Mobile Account |
No Charges |
Balance Enquiry |
No Charges |
Mini Statement Mobile App/Online |
No Charges |
Email Statement via Mobile App/Online |
No Charges |
Balance Enquiry via 1-Link/M-NET ATM |
Rs 3.13 |
2. Money Transfer
Product |
Charges |
Send Money To Another JazzCash Mobile Wallet |
No Charges |
Receive Money from CNIC (CNIC to Business Account Transfer) |
No Charges |
Send Money to Any Bank Account* |
Free up-to Rs. 50,000 per month, subsequent transactions charged at 0.1% or Rs.200 whichever is less |
Receive International Remittance |
No Charges |
**IBFT from Mobile Wallet |
Free up to an aggregate sending amount of PKR 25,000 per month; subsequent transactions charged at 0.1% + Tax of the amount or PKR 200 + Tax (lower amount to be charged) |
***Transaction Processing Fee |
Rs. 1 per transaction on all transactions below 25K 0.02% of transaction amount on all transactions between 25K & 200K Rs. 40 on transactions greater than 200K
– charges are inclusive of tax |
Deposit Via Debit Card |
3% + Tax of Amount is Charged |
*IBFT charges from Mobile Wallet are applicable till as per time-to-time instructions from SBP on COVID-19/any other
special notification.
**IBFT charges from Mobile Wallet are applicable till as per time to time instructions from SBP on COVID-19/any other
special notification.
*** A transaction processing fee will be recovered for all IBFT Mobile Wallet transactions as per 1-link SOC.
3. Bill Payment
Product |
Charges |
Mobile Top-Up for any operator |
No Charges |
Utility Bill Payment |
Rs. 5.00 (Incl. Tax) per bill for first 3 bill payments in a month. Rs. 20.00 (Incl. Tax) per bill after 3rd bill payment in a month Rs. 30.00 (Incl. Tax)
per bill after 9th bill payment in a month Charges as per calendar month |
4. Cards
Product |
Charges |
MasterCard Debit Card Issuance fee for Merchants |
Rs. 1 |
PayPak Debit Card Issuance fee for Merchant |
Rs. 899 |
PayPak Debit Card Annual Fee |
Rs. 299 |
Debit Card PIN Creation / Change |
No Charges |
OTC Services
1. Cash Deposit into Business Account
Products/Services |
Total FEE (Incl. FED) |
Cash Deposit into Business Account |
50 – 20,000 @ 0.50% +FED
20,001 & Above PKR 100 + FED |
2. Payment Acceptance Service Charges on Business Account
Use-case |
Total FEE (Incl. FED) |
Standard MDR on receiving QR/Till Payments |
1% |
Standard MDR on In-coming IBFT |
2% |
Standard MDR on receiving Funds from JazzCash Account |
2% |
3. Payment Acceptance Services via Online Payments Gateway
Use-case |
Total FEE (Incl. FED) |
Cash Withdrawal from Business Account through ATM via 1Link |
No Fee upto Rs. 50,000 then Rs. 23.44 per withdrawal |
4. Cash Withdrawal from Business Account through JazzCash Agent
Product/Services |
Total Charges |
Cash Withdrawal from Business Account through JazzCash Agent |
No Charges |
5. Others
Product |
Charges |
Instant Loans for Merchants |
Daily Fee of 1% charged up to 28 days |
Note:
- Cash can only be withdrawn in multiples of 500 at ATM(s)
- Cash withdrawal charges will be deducted from your Mobile Wallet. There is no need to pay the charge in cash to the Agent
- Transaction limits are applicable
- All fees/charges are inclusive of FED
- ATM Cash Withdrawal charges are not applicable on corporate customers.
- 2 Free ATM withdrawals will be allowed for freelancers in a month when they receive remittance.
Mobile Account Services
1. General
Product |
Charges |
Account Registration |
No Charges |
Account Maintenance |
No Charges |
SMS Alerts for Every Transaction |
No Charges |
MPIN Creation |
No Charges |
MPIN Change |
No Charges |
Access to Mobile Account |
No Charges |
Balance Enquiry |
No Charges |
Mini Statement Mobile App/Online |
No Charges |
Email Statement via Mobile App/Online |
No Charges |
Balance Enquiry via 1-Link/M-NET ATM |
Rs 3.13 |
2. Money Transfer
Product |
Charges |
Send Money To Another JazzCash Mobile Wallet |
No Charges |
Receive Money from CNIC (CNIC to Business Account Transfer) |
No Charges |
Send Money to Any Bank Account* |
Free up-to Rs. 50,000 per month, subsequent transactions charged at 0.1% or Rs.200 whichever is less |
Receive International Remittance |
No Charges |
**IBFT from Mobile Wallet |
Free up to an aggregate sending amount of PKR 25,000 per month; subsequent transactions charged at 0.1% + Tax of the amount or PKR 200 + Tax (lower amount to be charged) |
***Transaction Processing Fee |
Rs. 1 per transaction on all transactions below 25K 0.02% of transaction amount on all transactions between 25K & 200K Rs. 40 on transactions greater than 200K
– charges are inclusive of tax |
Deposit Via Debit Card |
3% + Tax of Amount is Charged |
*IBFT charges from Mobile Wallet are applicable till as per time-to-time instructions from SBP on COVID-19/any other
special notification.
**IBFT charges from Mobile Wallet are applicable till as per time to time instructions from SBP on COVID-19/any other
special notification.
*** A transaction processing fee will be recovered for all IBFT Mobile Wallet transactions as per 1-link SOC.
3. Bill Payment
Product |
Charges |
Mobile Top-Up for any operator |
No Charges |
Utility Bill Payment |
Rs. 5.00 (Incl. Tax) per bill for first 3 bill payments in a month. Rs. 20.00 (Incl. Tax) per bill after 3rd bill payment in a month Rs. 30.00 (Incl. Tax)
per bill after 9th bill payment in a month Charges as per calendar month |
4. Cards
Product |
Charges |
MasterCard Debit Card Issuance fee for Merchants |
Rs. 1 |
PayPak Debit Card Issuance fee for Merchant |
Rs. 899 |
PayPak Debit Card Annual Fee |
Rs. 299 |
Debit Card PIN Creation / Change |
No Charges |
OTC Services
1. Cash Deposit into Business Account
Products/Services |
Total FEE (Incl. FED) |
Cash Deposit into Business Account |
50 – 20,000 @ 0.50% +FED
20,001 & Above PKR 100 + FED |
2. Payment Acceptance Service Charges on Business Account
Use-case |
Total FEE (Incl. FED) |
Standard MDR on receiving QR/Till Payments |
1% |
Standard MDR on In-coming IBFT |
2% |
Standard MDR on receiving Funds from JazzCash Account |
2% |
3. Payment Acceptance Services via Online Payments Gateway
Use-case |
Total FEE (Incl. FED) |
Cash Withdrawal from Business Account through ATM via 1Link |
No Fee upto Rs. 50,000 then Rs. 23.44 per withdrawal |
4. Cash Withdrawal from Business Account through JazzCash Agent
Product/Services |
Total Charges |
Cash Withdrawal from Business Account through JazzCash Agent |
No Charges |
5. Others
Product |
Charges |
Instant Loans for Merchants |
Daily Fee of 1% charged up to 28 days |
Note:
- Cash can only be withdrawn in multiples of 500 at ATM(s)
- Cash withdrawal charges will be deducted from your Mobile Wallet. There is no need to pay the charge in cash to the Agent
- Transaction limits are applicable
- All fees/charges are inclusive of FED
- ATM Cash Withdrawal charges are not applicable on corporate customers.
- 2 Free ATM withdrawals will be allowed for freelancers in a month when they receive remittance.
1. Women Card
In line with Jazz Cash’s vision of empowering women financially and aiding women
financial inclusion, launch of women card is planned
Price: Rs 999 (incl tax)
Annual Fee: Rs 99 (Incl tax)
2. Annual Fee
Introduction of annual fee for Visa card holders. This is in line with previously introduced
annual charges for Master Card customers.
Fee: Rs 99.
3. Insurance Products
Insurance portfolio optimization in order to off shelf obsolete products and offer
customer centric and research driven new insurance products. This is a commercial
decision in order to enhance profitability, ensuring product’s sustainability.
Term Takaful |
Annual: Rs 1,600, Monthly: Rs 133, Daily: Rs.6 |
Crop Insurance |
Annual: Rs. 1,500/acre |
Embedded Health & Life Insurance
(For Ready Cash) |
Rs. 50 for 2 months |
Embedded Health & Life Insurance
(For UBP) |
Rs. 50/month |
Sehat Salamti |
Annual: Rs 1,499, Monthly: Rs. 125 , Daily: Rs.4 |
Nissa Health |
Annual: Rs 1,499, Monthly: Rs. 166 , Daily: Rs.6 |
4. Tap on Phone
A new feature on Merchant Platform to accept payment.
MDR 2% + tax
Monthly subscription Fee: Rs 500
5. Pay via Link
A new feature on Merchant Platform to accept payment
MDR 3%+ tax
Tap & Pay
A new feature on consumer Platform to make contactless payments. This product will
run on subscription Model to be paid one time by consumer for initial service activation.
Price: Rs 100 incl tax