JazzCash in partnership with MicroEnsure Pakistan, brings Family Tahafuz Premium providing complete freedom in managing health related risks. This exciting new product frees the customers from the hassle of finding panel hospitals. Instead, they can get treatment from hospital of their choice.
Features
- Financial protection in case of hospitalization
- Coverage for customer and his family (spouse and children)
- Visit any facility of your choice. No condition of visiting only panel hospitals
- Generous cash benefit amounts
- Simple and easy to understand coverage
- Fast and electronic claims processing
| OneTime (Annual) Charges |
4,499 |
| Daily Hospitalisation benefit – Customer & Spouse (Rs.) |
5,000 |
| Daily Hospitalisation benefit – ICU – Customer & Spouse (Rs.) |
10,000 |
| Daily Hospitalisation benefit – Children (Rs.) |
2,500 |
| Daily Hospitalisation benefit – ICU – Children (Rs.) |
5,000 |
- Benefit of up to 30 days, payable for one admission
- No limit on the number of admissions in hospital during coverage period
- Maximum limit of 60 days of hospitalisation per insured person in a year
Terms & Conditions
- Duration of the insurance is for 1 year from the date of enrolment
- Age Limit: 18 – 65 years for customer and his or her spouse. Coverage will terminate on 65th birthday
- Age Limit: 1 – 22 years for children of subscribed customer. Coverage will terminate on 22nd birthday
- To be eligible for coverage, children should be single and economically dependent on parents
- Waiting period of 15 days upon enrolment will apply for hospitalisation due to illness. Coverage for accidents will start immediately
- A waiting period of thirty (30) days will apply between consecutive hospitalisations
Exclusions
Conditions in which a claim is not payable:
- Pregnancy and related complications
- Treatment of pre-existing condition and any disease, illness, medical condition or injury which is a complication of a pre-existing condition
- Attempted suicide, self-inflicted injury whether intentional or unintentional
- Consumption of narcotics, alcohol and poison
- Cosmetic and dental treatment
Value Added Benefits
HealthCare Cash Back
Customers can request cash back for any healthcare expense such as doctor’s consultation fee, medicines, lab tests etc. The limits and amounts of cash back which can be availed are as follows:
| Family Tahafuz Premium |
- Amount per cash back: Rs. 250
- Maximum four (4) cash backs can be requested in a year of coverage i.e. maximum cash back of Rs. 1,000 in a year
- One (1) cash back can be requested in every three (3) months after registration
- Waiting period of fifteen (15) days applies after registration
|
To request a healthcare cash back please call UAN 021-111-992-232. Our representative will guide you. You will be requested to provide doctor’s prescriptions, reports and expense receipts.
Important Information
MicroEnsure Pakistan (Private) Limited is providing administrative services for Family Tahafuz and Family Tahafuz Premium. Family Tahafuz and Family Tahafuz Premium are underwritten by EFU Life Assurance Limited, which is registered and supervised by Securities and Exchange Commission of Pakistan. EFU Life Assurance Limited is the insurance company of Family Tahafuz and Family Tahafuz Premium and responsible for paying claims. The address of EFU Life Assurance is:
EFU Life House, Plot No. 112, 8th East Street, Phase I, DHA, Karachi
Mobilink Microfinance Bank and JazzCash are distributors of Family Tahafuz and Family Tahafuz Premium. They are not responsible for paying claims to customers.
