Mobile Account


JazzCash Mobile Account is an actual bank account that is tagged with your mobile number and can be operated through your phone. Through this Mobile Account you can enjoy complete freedom of accessing financial services anywhere, anytime! More importantly, you don’t have to rely on traveling to a Bank branch, wait at queues or complete any documentation. Mobile Account menu works on all types of mobile phones – smart phone is not required. Customers can make deposits or withdrawals through any Mobilink Microfinance Bank Branch, Jazz Franchise or Business Center and JazzCash Agents spread across Pakistan.

1. Register your Mobile Account
JazzCash Mobile Account can be registered on any network mobile number:

  • Biometric-verified Jazz and Warid customers can self-register their Mobile Account simply by dialing *786# and entering their CNIC Issuance date mentioned on the CNIC.
  • Other network customers can register their Mobile Account through biometric verification by visiting nearest JazzCash Agents, Jazz Franchise, Experience Center or Download the Mobile App to self-register for a Mobile Account from the comfort of their home.

2. Setup your personal MPIN
Upon successful registration:

  • Jazz and Warid customers can dial *786# or use Mobile App to create their desired 4 digit MPIN.
  • Other network customers can create their MPIN through Mobile App.
  • All transactions made from Mobile Account are secured with this 4 digit MPIN. If you ever forget your MPIN, please call 4444 from Jazz or Warid number or 021-111-124-444 from any other number to reset your MPIN.

3. Deposit money into your Mobile Account

  • Once your Mobile Account registration is complete, you can deposit money from any JazzCash Agent. To locate your nearest JazzCash Agent, please write ‘B’ in an SMS and send it to 2179 (free), dial *786*0*1# or search  here
  • In addition, if you already have a Bank account, you can transfer money instantly from your Bank Account by using funds transfer facility through Online Banking or ATM. All you need to do is select ‘Mobilink Microfinance Bank’ (formerly Waseela Microfinance Bank) as the receiver Bank and use your Mobile number as the account number.
  • Whether you deposit from a JazzCash Agent or through Bank, funds will be credited to your account instantly and you will receive a confirmation SMS from 8558.

4. Start using your Mobile Account!
In order to make a transaction from your Mobile Account:

  • Jazz and Warid customers can dial *786# anytime anywhere and follow the steps to complete any transaction. Jazz and Warid customers can also use their Mobile Account through Mobile App.
  • Other network customers can use their Mobile Account through Mobile App only.
  • All your transactions will be accompanied with a digital receipt which will be sent from 8558.

Need any further assistance? Please call JazzCash Helpline on 4444 from your Jazz number or 021-111-124-444 from any other number. JazzCash Mobile App is available on both iOS and Android devices.

Account Level Daily Credit Daily Debit Monthly Credit & Debit Yearly Credit & Debit Max Balance
Level 0 25,000 25,000 50,000 200,000 200,000
Level 1 50,000 50,000 200,000 1,200,000 1,200,000
Asaan Digital Account 400,000 400,000 1000,000 12,000,000 12,000,000
Level 2 750,000 750,000 1500,000 6,000,000 18,000,000

You can check remaining limit of your Mobile Account over any period by calling 4444 from Jazz or Warid number or 051-111-124-444 from any other number.

  • Customers who register by dialing *786# or through Invite Friend service will be registered as Level 0 customers. These customers can upgrade their limit to Level 1 through biometric verification at any JazzCash Agent or Jazz Point.
  • Customers who register through biometric verification at JazzCash Agent or Jazz Point will be registered as Level 1 customers.
  • Customers can upgrade their limit to Level 2 by visiting nearby Mobilink Microfinance Branch with their Original CNIC and Proof of Income.

For Schedule of Charges, please click here

Electronic Banking-Customer Awareness Program

JazzCash is committed to protecting your personal and confidential information which you have entrusted in our care. We take the trust you have placed in us very seriously and have created this Awareness Education Guide to inform you of important information to ensure security of performed E-Banking to assist you in keeping your information safe. On the same the roles & responsibilities of customers are as following:

1. Wireless Products and Services

a) Secure Password or PIN

  • Do not disclose Password or PIN to anyone. Never reveal personal identifying information unless you are sure of how it will be used & why it is acquired?
  • Never give out personal information on the phone, through the mail, or over the internet unless you have initiated the contact and you know who you are dealing with?
  • Do not store Password or PIN on mobile device.
  • Regularly change password or PIN and avoid using easy-to-guess passwords such as birthdays.
  • The longer the password, the tougher it is to crack

b) Keep personal information private.

  • Do not disclose personal information such as address, mother’s maiden name, telephone number, bank account number or e-mail address — unless the one collecting the information is reliable and trustworthy.

c) Keep records of wireless transactions.

  • Regularly check transaction history details and statements to make sure that there are no unauthorized transactions.
  • Review and reconcile periodical bank statements for any errors or unauthorized transactions promptly and thoroughly.
  • Check e-mail for contacts by merchants with whom one is doing business. Merchants may send important information about transaction histories.
  • Immediately notify the bank if there are unauthorized entries or transactions in the account.

d) Be vigilant while initiating or authorizing/ responding to transactions.

  • Before doing any transactions or sending personal information, make sure that correct wireless banking number and message format is being used. Beware of bogus or “look alike” SMS messages which are designed to deceive consumers.
  • Be particularly cautious while responding to a voice call that claims to be from a bank. Never give any personal information to such a caller.

f) Take special care of your mobile device.

  • Do not leave your mobile device unattended. It may be used wrongfully by someone having access to your personal information or PIN.
  • Delete all information stored on a device before the device changes ownership. Use a “hard factory reset” to permanently erase all content and settings stored on the device.

g) Learn by heart and keep handy your account blocking procedures.

  • In case your mobile phone is snatched / stolen, please immediately proceed with account blocking/theft reporting procedures. For this, customer needs to be familiar with the procedures to be followed, learn by heart the number provided by bank for the purpose and either remember or keep handy the information (such as your mobile account number, CNIC number, etc.) you may be required to complete account blocking procedures.

2. Other Electronic Products

a) Automated Teller Machine (ATM) & ATM/Debit cards

  • Use ATMs that are familiar or that are in well-lit locations where one feels comfortable. If the machine is poorly lit or is in a hidden area, use another ATM.
  • Be aware of your surroundings when using an ATM, especially at night. Consider having someone accompany you to the ATM when you make transactions after dark.
  • Have card ready before approaching the ATM. Avoid having to go through the wallet or purse to find the card.
  • Do not use ATMs that appear to have been tampered with or otherwise altered. Report such condition to the authorities.
  • Memorize ATM personal identification number (PIN) and never disclose it with anyone. Do not keep those numbers or passwords in the wallet or purse. Never write them on the cards themselves.
  • Be mindful of “shoulder surfers” when using ATMs. Stand close to the ATM and shield the keypad with hand while entering the PIN and transaction amount.
  • If the ATM is not working correctly, cancel the transaction and use a different ATM. If possible, report the problem to the bank.
  • Carefully secure card and cash in the wallet, handbag, or pocket before leaving the ATM.
  • Do not leave the receipt behind. Compare ATM receipts to monthly statement. It is the best way to against fraud and it makes record-keeping easier.
  • Do not let other people use your card. If card is lost or stolen, report the incident immediately to the bank.

Internet Banking Security

  • Never give out any personal information including User Names, Passwords, CNIC Number or Date of Birth.
  • Create difficult passwords which include letters, numbers, and symbols & should be changed frequently.
  • Do not use personal information for your user names or passwords, like your CNIC Number, Mobile Number or Date of Birth.
  • Avoid using public computers to access your Internet Banking accounts.
  • Keep your usernames and passwords for social networks, online banking, e-mail, and online shopping all separate.
  • Choose challenge questions carefully to avoid using information that could be obtained by identity thieves or readily guessed by a person with a basic knowledge about the target they are attempting to impersonate.
  • Pay attention to the URL (web address) that you are visiting! Fraudulent websites often create misleading web address like to trick users of a into believing they are visiting a legitimate site where they have an account when they are really at a password harvesting spoof of the legitimate website. This is a very common trick that scammers use to fool users into divulging passwords to fake copies of real websites!
  • Avoid saving passwords to any computer.
  • Never leave computers unattended when using online banking services.
  • Shred/discard any documents you don’t need any more that contain personal information, like
    bank statements, unused cheques, deposit slips, credit card statements and invoices.
  • Do business only with companies that you know and trust, especially online.
  • Always “sign out” or “log off” of password protected websites when finished to prevent
    unauthorized access. Simply closing the browser window may not actually end your session

Lottery / Prize Scheme Scam

  • A typical lottery scam begins with a call from unknown number notifying that you have won a large sum of money in a lottery/ prize scheme. Scammers will often use the names of legitimate lottery organizations, thereby trying to make themselves look legitimate. You are usually told to keep the notice secret and to contact a claims agent to validate. After contacting the “agent” you are asked to pay a processing fee or transfer charge so the winnings can be distributed. Of course, you never hear from them again.

Best Practices

  • Keep your personal information private and secure.
  • Check your account balance regularly.
  • Do not access your account from a public location.
  • If you suspect suspicious activity, take swift action.
  • Be skeptical of email messages, for example, from someone unlikely to send an email such as the IRS.
  • Do not open the suspicious emails and do not click on the links.
  • Do not use the password auto-save feature on your browser.
  • Avoid storing sensitive information on mobile devices.
  • Reconcile your bank account on a monthly basis to ensure all transactions that appear on your account are legitimate.
  • Sign up for text message alerts to receive information about performed transactions automatically.

**Disclaimer: This is a customer awareness message. The customers of JazzCash are requested to follow the above mentioned guidelines as we will not be liable in case of any fraud arising from any such incident.

Complaint Registering

JazzCash Account Users can now easily register complaints about Fraud activities and Spam Numbers. Simply Dial *786*6*11# and register complaints instantly!

Steps for Reporting Fraud Attempts

Dial *786#


Select Option 6 My Account


Customer Select Option 11


Select Option 1 to Report Spam Call


Enter Spam Number from which call is received


USSD Pop Up & SMS from 8558 about Complaint


Steps for Reporting Fraudulent Transaction

Dial *786#


Select Option 6 My Account


Select Option 11


Select Option 2 to Report Fraud


Enter Fraud Number from which call is received


Enter the Transaction ID


Enter the Amount


Confirmation Message will be received from 8558


April Week 1 & 2

Get a chance to win Rs 1000 via Lucky Draw in April!
Simply register your JazzCash mobile account in 3 easy steps and become a part of our weekend lucky draw in which 50 lucky users will get Rs.1000 on registering their JazzCash account on Saturday and Sunday in week 1 and 2 of April.

Follow these three simple steps and register to JazzCash now!

1) Dial *786#

2) Enter CNIC Issuance date mentioned on CNIC

3) Set up your personal MPIN

Terms and Conditions

Users who have registered through *786# on the will be only eligible for lucky draw

  • Rs. 50 Cashback will be given instantly on successful account opening
  • This offer is only applicable for users that register on weekends i.e Saturday & Sunday in April (Week 1 & 2)
  • Users who registered as part of this offer and performed any of the following transactions will qualify for lucky draw.
    • Mobile Load
    • Money Transfer to Bank / CNIC or JazzCash Mobile Account
    • Utility Bill Payment
    • Internet Bill Payment
  • Rs.1000 reward will be given via lucky draw to 50 lucky winners
  • Lucky Draw winners will be announced on 23rd April
  • This offer is not applicable to merchants
  • This offer is not applicable to jazz employees and retailers

April Week 3 & 4

Register JazzCash mobile account using *786# and get signup bonus of 50, and additional Rs.50 if you buy Jazz load within the same month. The customer will get Rs.100 total if they perform both tasks in April ’21

Terms and Conditions

Users who have registered through *786# only will be eligible for lucky draw.

  • This offer is only applicable for users that purchase jazzload for their own number only
  • The user has to perform jazzload of Rs.30 OR above to be eligible for this campaign
  • The user will get Rs.50 cashback upon registering immediately and the remaining Rs.50 cashback upon performing jazzload within same month will be posted on 1st May 2021.
  • This offer is not applicable to merchants
  • This offer is not applicable to jazz employees and retailers
  • This offer is only be availed by jazz users and not applicable to other network operator users


The services and/or products and/or promotional campaigns or otherwise run/availed through this website/link is/are subject to terms and conditions and applicable regulations/laws/internal policies of the Pakistan Mobile Communication Limited (the, “Jazz”) and Mobilink Microfinance Bank Limited (the,“MMBL”), collectively (the, “Group Companies”), and/or its/their subsidiaries, affiliates and shareholders. The Jazz and MMBL reserve the right to amend/modify/withdraw any service and/or campaign at any time without any notice and/or intimation and collectively and severally disclaim any and/or all claims/losses/damages, whether directly or indirectly or consequential or prospective profits/benefits, may arise or suffered due to any act directly attributable to the Jazz and/or MMBL

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