Savings - JazzCash

Introducing JazzCash Savings Plans for Valued Mobile Account Customers!

We’re excited to bring you a smarter way to grow your savings with JazzCash. Our savings plans let you earn profit every day—so your money keeps working for you effortlessly.

Subscribing to a plan is simple and convenient, with a nominal service fee applicable as per the selected plan. You stay in full control and can choose the plan that best suits your savings goals.

Choose from the following savings plans:

Bachat Plans

Savings Plan Name	Minimum Balance (Rs.)	Profit Rates (APR)	Fees Charged (Rs.)
Saver’s Club 15	2,000	15%	2,000
Basic Savings	5,000	2%	100
Super Savings	10,000	5%	200
Prime Savings	20,000	6.5%	500
Ultra Savings	50,000	7.5%	700
Advanced Savings	100,000	9%	1,200
Elite Savings	250,000+	11%	1,500

An easy & simple process

Subscription:

Dial *786#

Select 7 ‘Savings & Insurance’

Select 1 ‘Subscribe Savings’

Select desired plan (Basic. Super. Ultra.)

Enter MPIN

Confirmation SMS will be received

Un-subscription:

Dial *786#

Select 7 ‘Savings & Insurance’

Select 2 ‘Un-Subscribe Savings’

Enter MPIN for Confirmation

Confirmation SMS will be received

Terms & Conditions

Profit will be calculated and credited on a daily basis.
Profit will only be credited if the minimum balance required for the subscribed Savings Plan is maintained in the mobile account. Customers may use the available balance for transactions at any time; however, profit eligibility is subject to maintaining the required minimum balance.
Withholding tax (WHT) will be deducted on profit credited at the applicable rates: 20% for filers and 40% for non-filers, as per prevailing tax laws.
Profit will not be credited to suspended or blocked accounts.
Any fees charged for subscribing to a Savings Plan are non-refundable under all circumstances.

Zakat Process

The Balance in the customers Mobile Account will be applicable for Zakat deduction. Mobile account customer can submit the Zakat declaration digitally via USSD by dialing *786*7*1*4# from his/her handset.
Zakat exemption must be submitted before 1st Shaban ul Moazzam. Exemption request received after 1st Shaban ul Moazzam will not be entertain for current year. However, if any account is opened on or after 1st of Shaban ul Moazam the Zakat declaration may be obtained while opening the account and condition of thirty days preceding the valuation date does not apply.