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HOW CAN WE HELP YOU TODAY?

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  • MARKET TREASURY BILLS
  • K-Trade
  • Savings Plan
  • Salaam Investment
  • Insurance

Key Benefits

Key Benefits

Safe & Secure

Safe & Secure

Competitive Profit Rate

Competitive Profit Rate

Easy & Accessible

Easy & Accessible

Small Ticket Size

Small Ticket Size

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How It Works

App

Open JazzCash App and tap on More

Select Market T-Bills from Banking & Finance

Select the Treasury Bill to Invest

Review Details and Confirm

Accept Terms & Conditions

Enter your MPIN

Check your Successful Transaction screen

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FAQs

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1. What are Market T Bills?

Market T Bills (Treasury Bills) are low-risk investment products issued by the Government of Pakistan that offer fixed returns over a selected investment period.

2. Is my investment safe?

Yes, Market T Bills are backed by the Government of Pakistan, making them one of the safest investment options available.

3. How will I earn profit?

You invest an amount today and receive the investment amount plus profit on the redemption date.

4. Are Market T Bills Islamic or Conventional?

Market T Bills are conventional investment products. They are not Shariah-compliant Islamic investments.

5. Can I withdraw my money before maturity

No, the investment amount can only be redeemed at the redemption date.

6. Is tax deducted on Market T Bills profit?

Yes, applicable taxes are deducted as per government regulations before the redemption payout is credited.

7. Can I purchase multiple Market T Bills at the same time?

No, you can only have one active Market T-Bill investment at a time. A new Market T Bill can be purchased after your current investment is redeemed.

Invest in Stocks via JazzCash & KTRADE

Key Benefits

Seamless Account Opening

Seamless Account Opening

Simplified Trading

Simplified Trading

Easy access to Stock Market

Easy access to Stock Market

Small Ticket Size

Small Ticket Size

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How It Works

App

Open JazzCash App and tap on More

Select KTrade in Banking & Finance Section

Accept the Conditions and press Continue

Add your CNIC

Enter your Personal Information

Enter the OTP sent to your email

Provide your Basic Information

Enter your Occupation Details

Check your Email in 1-2 Working Days for confirmation

Deposit or Withdraw Funds from K Wallet

Buy or Sell Stocks from Trade Option

Verify your order before purchasing

Enter Trade PIN to continue

Create and Monitor your Watchlist

Explore Market stats in Market Tab

Check your Portfolio from this section

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FAQs

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1. Who can open JazzCash – Ktrade Account?

All resident Pakistani individual customers can open this account in a single capacity

2. What is the maximum investment amount that can be maintained in a Sahulat Account?

The maximum investment amount that can be maintained in a Sahulat Account is PKR 3,000,000.

3. What are the documents required for opening JazzCash stock trading account?

Computerized/Smart National Identity Card (CNIC/SNIC may be used as a proof of identity for opening of Account).

4. What evidence for source of income is required from customer for JazzCash/Ktrade Accounts?

No additional document is required from customer for establishing his /her source of income where customer is identified as a low risk customer.

SAVE SMART, EARN MORE

Key Benefits

Flexible Saving Plans

Flexible Saving Plans

No Balance Locking Required

No Balance Locking Required

Daily Profit Credited to the Wallet

Daily Profit Credited to the Wallet

Save & Earn

Save & Earn

How it Works

App

Open the JazzCash App

Select Savings Plan

Review Available Savings Plans

Choose your Preferred Plan

Review Plan Details

Savings Plan Activated Successfully

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FAQs

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How is profit calculated and credited?

Profit is calculated and credited daily to eligible customers.

What is required to earn profit on my Savings Plan?

You must maintain the minimum balance required for your subscribed Savings Plan. Profit is only credited when this balance is maintained.

Is withholding tax deducted from the profit earned?

Yes. WHT is deducted at applicable rates: 20% for filers and 40% for non-filers.

Will I receive profit if my account is suspended or blocked?

No. Profit is not credited to suspended or blocked accounts.

Are Savings Plan subscription fees refundable?

No. Subscription fees are non-refundable under all circumstances.

Key Benefits

Daily Halal Profit Earning

Daily Halal Profit Earning

Set & Track Financial Goals

Set & Track Financial Goals

Takaful Protection Included

Takaful Protection Included

Safe & Secure Investment

Safe & Secure Investment

How it Works

App

Open JazzCash App

Select Salaam Investments

Choose your Savings Goal

Enter your Target Amount and Timeline

Enter your 4-Digit MPIN

Review your Transaction Details

Investment Goal Created Successfully

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FAQs

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Is Salaam Investments Shariah-compliant?

Yes, it’s approved by a certified Shariah Board.

Can I withdraw anytime?

Yes, funds are fully accessible after a cooling off period of 02 days.

What’s included in Takaful coverage?

Protection against natural and accidental death.

How can I file a claim?

You can file a claim through any of the following channels: JazzCash Helpline: 4444 (for Jazz users) JazzCash Helpline: 021-111-124-444 (for other network users) STL Helpline: 111-875-111

What Takaful coverage is provided under this plan?

In the event of the participant's death, SFTL will provide Takaful coverage equal to the difference between the selected goal amount and the total contributions made by the participant up to that time, subject to a maximum coverage limit of PKR 1,000,000.